ALLIANZ ENDURANCE PLUS ANNUITY PDF

Allianz Life Insurance Company of North America The Allianz Endurance Plus Annuity is a fixed index deferred annuity that offers a bonus and enhanced. Thank you for considering the Allianz Endurance 15 Annuity. We want to be sure that you are .. Benefit value equals the premium you pay into the contract plus. Allianz Life Insurance Company of North America. Allianz Endurance®. Plus Annuity. A versatile and flexible retirement solution. CB Page 1 of

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Annuities can be complex. We make the complex, simple.

But, before you move forward and commit to this particular annuity product, it is important for you to have an in-depth understanding of how this financial vehicle works, as well as how it may or may not actually for you in terms of your short- and long-term financial goals. Due to the increased popularity of these types of annuities, the number of insurance and financial services reps who are offering them has expanded a great deal.

However, this may not be a positive thing. One reason for this is because even those these professionals will typically work to provide the best information for plks clients because fixed indexed annuities are highly complex, even the advisors who sell them may not be enduranve familiar with endurxnce of the intricate details about them. But, because a fixed indexed annuity — or for that matter, any type of annuity product — will likely entail a large chunk of your retirement savings, as well as a large surrender change to get out of, you really need to know how the product will work, and how specifically nanuity will work for you.

Independent Review of the Allianz Life Allianz Endurance Plus Annuity

If this is the first time you have been to our website, we would like to personally say welcome to AnnuityGator. We at Annuity Gator are a team endurancd experienced financial pros who are dedicated to providing nonbiased and in-depth reviews of annuity products. You may also plux recently attended a seminar about annuity products.

During the workshop, the presenter may have touted information about the Allianz Endurance Plus annuity or some other similar annuity and why the product may be right for you. This could have even been the catalyst that led puls here to our website, in search of additional product details.

Although there are a number of very good websites on the Internet that are focused on offering their annuity products, there are some that will attempt to lure you in with some pretty bold claims like: Yet, while these claims may sound appealing, it is all the more important to know whether or not these claims are true.

This is where our website can help. In fact, if you have come here in search of more in-depth details on the Allianz Endurance Plus fixed indexed annuity, you are certainly in the right place. We dare say that the website you are on right now is the only place where you can find out all of the information — the good, the bad, and yes, even the ugly.

Knowing the whole picture, though, can help you in determining whether this product will be right for you. But, they may end up leaving out the details that pertain to the drawbacks of edurance annuity. Just to be perfectly clear, here, a fixed indexed annuity can provide you with some nice benefits. This, however, is really only the case if the product fits in with your specific financial plans. Allianz Life Insurance Company is a well-regarded entity in the insurance and financial services sllianz.

This company was initially established back inand since that time, it has grown into a large conglomerate with more than 82 million customers in roughly 70 countries around the globe. Due to the constant volatility of the stock market over the past several years, the demand for fixed indexed annuity products has increased exponentially.

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One of the key reasons for this is because these financial vehicles can help individuals to potentially earn a higher return, while enduranfe keeping their principal wndurance from losses. This is an independent annuity product review. It is not a recommendation to purchase or to sell an annuity. Allianz Life Insurance Company has not endorsed this review in any way, nor do we receive any type of compensation for providing this review.

This annuity review is meant solely to be an independent review at the request of our readers so that they may see our perspective when breaking down the positives and the negatives of this particular annuity. All of the names, materials, aloianz marks that have been used in compiling this annuity review are the property of their respective owners. For additional information on how to compare fixed annuities so that you can decide which may be the best one for you, click here in order to obtain our free annuity plud.

For additional flexibility, this product also offers three different crediting methods, four index annuuty, and a fixed interest option. A 20 percent bonus is credited to the EWB value. The Allianz Endurance Plus annuity is a fixed indexed annuity that can provide you with the opportunity to get an index-linked return, as well as protection of your principal. Just like with other types of annuities, you will also be able to accumulate funds inside of the account tax-deferred and receive a plua income in retirement, including the option for a guaranteed lifetime income stream.

Allianz Endurance Plus Annuity | Annuity Digest Product Listings

If you have been approached by an insurance or financial advisor about the Allianz Endurance Plus annuity, then the advisor likely focused on the many benefits that this annuity can offer you, such as its guaranteed income, as well as annuitty ability to receive an enhanced return.

In fact, even simply by reading the above information about what this product can offer, you may have felt that it is the ideal annuity for you.

But, if you have been offered this — or any — annuity by a commissioned sales representative, then it is likely that he or she presented it to you by highlighting its positive features while glossing over some items that are considered to be drawbacks.

Also, you will not receive the bonus if this annuity contract is surrendered for a lump sum, or if traditional annuitization payments are taken.

On top of that, the rates on this annuity are guaranteed for only one year. In addition, you cannot obtain your EWB value for a minimum of ten years.

In this case, after ten years have elapsed, you can only access this benefit value by choosing one of the payout options that are listed below: In addition to knowing how your money may perform within a fixed indexed annuity, you should also have a good understanding of the fees that you could be charged. This is because the fees that you are assessed could end up having a major impact on how much you are able to accumulate in the annuity and, in turn, the amount of lifetime income that you will receive.

In the case of the Allianz Endurance Plus product, there is no up-front sales charge. The Endurance Plus Annuity has one of the longer surrender periods in the industry. The surrender charges for this annuity are as follows: There are many factors that should ideally be considered when you are thinking about purchasing an annuity. In any case, an annuity should always be considered as a long-term financial decision — and because of that, it is truly important that you are confident about how the product may or may not fit in with your specific financial goals.

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When you are considering a fixed indexed annuity, you can be comfortable in that your principal will be safe from market fluctuations, as well as in that you can set it up to provide you with an ongoing retirement income in the future.

With regard to the Allianz Endurance Plus fixed indexed annuity product, there certainly can be some advantages available. However, this annuity may still also fall somewhat short, and quite frankly, there may be some better options that are out there for you — primarily if you are in search of guaranteed lifetime income, along with the opportunity for growth. If you still have any unanswered questions about the Allianz Endurance Plus Annuity and whether or not it is the right annuity for you — or even if you would just like to get some additional assistance in guiding you in the right direction, please feel free to contact us directly via our secure contact form here.

We realize that this annuity review went a bit long, so we appreciate you sticking with us. However, in this regard, we would much rather that you have too much information on this product than to not have enough. So, if you found this annuity review to be beneficial, please feel free to pass it on and to share it with other people who could also find value in it.

We also understand that, just like with most other financial vehicles, the information on annuities can change frequently. Therefore, if you did happen to notice information in this annuity review that may need to be updated or revised, then please let us know and we will happily make the necessary updates.

And, if this annuity review had caused you to be more confused about how fixed indexed annuities work — or, if by reading this review, you were prompted with any additional questions — then please click here and let us know that, too. Just provide us with the name of the annuity or annuitiesand our team of highly trained annuity experts will get to it as quickly as we possibly can. Hi Parsottam — Thank you for your message.

We would be happy to help answer your questions. Rather than passing sensitive information back and forth via email, a brief phone call would likely be best. Please feel free to contact us directly, toll-free, at Or you can set up a convenient time to chat by going to our secure web contact form at http: Thanks, we look forward to talking with you. Lowest fees Highest income payouts Guaranteed lifetime income Top-rated companies Sound familiar at all?

Before we get into the gritty details, there are some required legal disclosures here…. How a Financial Advisor Might Pitch This Annuity The Allianz Endurance Plus annuity is a fixed indexed annuity that can provide you with the opportunity to get an index-linked return, as well as protection of your principal. This particular annuity will usually work the best for those who are looking for: Safety of principal The opportunity for index-linked growth Guaranteed lifetime income in retirement Where it works the worst: The Allianz Endurance Plus Annuity may not be an ideal fit for you if you: In Summary There are many factors that should ideally be considered when you are thinking about purchasing an annuity.

Is there any other annuity that you would like to see reviewed? Best, The Annuity Gator. Start typing and press enter to search Search ….

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